Terms of Use

Last updated: 01/14/2026

This website provides educational and organizational information related to Chapter 7 bankruptcy preparation.
It does not:

•provide legal advice

•determine how the law applies to your situation

•replace an attorney

•guarantee any legal outcome

If you need legal advice, consult a licensed attorney.

This website is not operated by a law firm, and no attorney–client relationship is created by:

•accessing the site

•downloading products

•submitting an inquiry

•sending a message

•purchasing digital materials

Communication through the site is for general purposes only.

Digital products (including guides, organizers, worksheets, and downloads):

•are for personal use only

•may not be shared, resold, uploaded, or redistributed

•do not include legal advice

•are delivered electronically

•are non-refundable unless otherwise stated upon purchase

Access to digital files may be delivered through a third-party platform.

If you submit an inquiry for petition preparation services, you understand that:

•the service involves typing the information you provide

•the service does not include legal advice

•the site operator is not an attorney

•you are responsible for filing your own documents

•you must not submit sensitive personal data unless specifically requested (e.g., no SSNs or full account numbers through web forms)

Acceptance of an inquiry is not guaranteed.

While efforts are made to provide general and accurate information, this website does not guarantee that:

•information is current

•information applies to your situation

•information is complete

•information reflects the latest legal changes

Court requirements and procedures vary by state and district.
You are responsible for verifying information independently.

By using this site, you agree to:

•not misuse the site or its content

•not attempt to breach or disrupt site security

•not submit harmful, inappropriate, or unlawful content

•not rely on the site as a source of legal instruction

If you submit an inquiry, you agree that all information provided is accurate to the best of your knowledge.

All content on this website—including text, graphics, downloads, layout, and design—is protected by copyright.
You may not reproduce, modify, distribute, or replicate this content without written permission.

Digital products are licensed for individual use only.

This site may use third-party tools, including:

•payment processors

•download platforms

•analytics tools

Your use of third-party services is subject to their terms and policies.
This site is not responsible for their practices or content.

By using this site, you agree that the site owner/operator is not liable for:

•any losses or damages resulting from your reliance on site content

•use or misuse of digital products

•delays or interruptions in site availability

•decisions you make based on site information

•legal outcomes related to bankruptcy filings

This site is offered “as-is” without warranties of any kind.

These Terms may be updated occasionally.
Any updates will be reflected in the “Last updated” date at the top of the page.
Continued use of the site after changes indicates acceptance.

For general questions regarding these Terms (not legal questions):

info@chapter7forms.com